Commercial Lending AI
TWSS Commercial Credit AI
End-to-end commercial property loan platform ($1M-$100M).
AI-first 9-stage loan lifecycle platform for $1M-$100M commercial property loans. 100% self-hosted with a 3-model AI ensemble — zero external API dependencies.
Outcomes
- ~50% faster underwriting cycles
- Zero external API calls = zero data leakage
- MBE/GSA-ready procurement vehicle
9-stage workflow, 100% self-hosted, 3-model AI ensemble (Qwen 2.5, Gemma 27B, Llama 3.3 70B), zero external API dependencies.
Key capabilities
- 9-stage workflow: intake through close
- 5 user roles with workflow gating
- AI ensemble: Qwen 2.5, Gemma 27B, Llama 3.3 70B
- 14-service Docker Compose stack
How it works
- 1
Borrower intake and document upload
- 2
AI ensemble underwrites and scores risk
- 3
Stage gates with role-based approvals
- 4
Close and funding with full audit trail
Integrations used in this accelerator
Banking / Payments
Plaid
Banking / Payments
KYC / AML providers (Onfido, Persona, Alloy)
AI Models
Meta Llama (via Ollama)
AI Models
Qwen 2.5
AI Models
Gemma 27B
Infrastructure
Docker
Infrastructure
MinIO / S3
Infrastructure
Redis
Tech stack
- 14-service Docker Compose stack
- Postgres + Redis + MinIO/S3
- Ollama (Qwen 2.5, Gemma 27B, Llama 3.3 70B)
- 100% self-hosted
Ideal for
Commercial banks, credit unions, and private lenders in the $1M-$100M loan range.
Case study
Case study
Self-hosted commercial credit AI platform for a $1M-$100M property lender
How Thoughtwave built a 100% self-hosted commercial property loan platform with a 3-model AI ensemble, zero external API calls, MBE/GSA-ready procurement.
Read the case study
Start a 6-week pilot on TWSS Commercial Credit AI.
Every accelerator ships with a scoped pilot. Bring the use case; we bring the platform, the agent, and the guardrails.